Nice catch! Shame about what happened though! I had a similar thing happen to me with racq car insurance. My premium was getting direct debited in monthly instalments. I was involved in a not at fault accident and rang to notify them about it when I was told that my policy had been cancelled 2 months ago because of a dishonoured payment. I wasn't notified and I hadn't been checking my account at the time so I was driving around a new car uninsured for 2 months!! Lucky I wasn't at fault. Silly me I renew my insurance with them and was again involved in another not at fault accident and my car had been written off. The way the whole thing was handled by them was appalling! Instead of helping me in that sort of situation I was left doing most of the running around for them and was left without a car for ages before I got my money! Heaps more happened but I think I've vented out enough about it for now! Lol! Anyway I'm insured with a different company now. Good luck with it all!