Builders plate maximum HP - Is there any tolerance?

[EdBerg]

In Qld, a boat with a 5HP has to be registered.

[Matthewrs]

In Queensland, anything over 4hp requires that the boat be registered.
So either way, 5hp or 6hp, the boat must be registered.
At the moment I have a 4hp.

[stevej]

I don't think I could do much damage with my portabote, even if I tried.
The insurance I would probably be interested in would be against theft. (People will steal anything these days, even a portabote).

its not only damage, lose control get swamped whatever, if they attribute the accident to having too many ponies or tansom weight from a bigger outboard your fooked plain and simple
rms will screw anyone sideways if they think they can get a conviction to stick, why risk it

i dont get why people are advocated breaking the law, need more hp buy a bigger boat or a different model

adding a different sticker to the cowling they can just get the hp off th serial number
file off the serial number yep like to be explaining that

[Fed]

In Queensland, anything over 4hp requires that the boat be registered.
So either way, 5hp or 6hp, the boat must be registered.
At the moment I have a 4hp.

So that would mean you have to get it registered, it hardly seems worthwhile.
Some interesting reading here...
http://www.msq.qld.gov.au/Registrati...ers-plate.aspx

http://www.msq.qld.gov.au/~/media/f7...ner_master.pdf

No plate needed if less than 3 people?
If you are a competent person put a new plate on it and assume responsibility yourself or take the plate off if it's a 2 seater.

Would anyone here insure a pushbike for third party property damage or third party personal injury?

[krusey]

mate the insurance will only snub you if in the event of an accident on the water they aren't going to write you off on the issue of theft, however if it was stolen from your place of residence then it will be covered by your home contents insurance and all that they will want if the police report and recipt/certificate of ownership and as for being on the waterwhen are the water police going to check that you are over your compliance builders plate by 1 hp i cant see it happening, on the other hand though will have to get registered if you take it over the 4 hp

Cheers Krusey

[stevej]

So that would mean you have to get it registered, it hardly seems worthwhile.
Some interesting reading here...
http://www.msq.qld.gov.au/Registrati...ers-plate.aspx

http://www.msq.qld.gov.au/~/media/f7...ner_master.pdf

No plate needed if less than 3 people?
If you are a competent person put a new plate on it and assume responsibility yourself or take the plate off if it's a 2 seater.

Would anyone here insure a pushbike for third party property damage or third party personal injury?

yes i have it under bicycle nsw, covers me for 10million if i hit a pedestrian or cause a car accident
and covers me for medical and my bike for 5k
if i hit someone at 50kph they are likely to sustain serious injuries as well as myself

cost is $200 a year

some people go through life with she'll be right others cover their arses for all possibilities

as a p plater i ran up the arse of a lexus at 30kph doing 22k damage in my $1500 magna
if i didnt have insurance i would have had to go bankrupt and also lost my job as i wouldnt have had the funds to replace the car

i learnt my lesson both in dont take driving as being trivial and always get insurance if its available

[Fed]

I think you'd be the exception to the rule Steve, tell me would you be insured if the bike was only worth $200?

[gruntahunta]

I have a boat that is 5hp over the "recommended Max" on the boat plate (85HP instead of 80HP)... Now remember that is a recommended maximum.... to be prosecuted the authorities would have to prove that the extra HP was the cause of an accident, so anything within a reasonable oversize would not be a problem. Your 1HP (and my 5HP), are no problems whatsoever.

I (and the previous owner) have both insured the boat and motor and notified them of the 5hp over the plate HP max.... Both of us got insurance with this noted on the policy...no problems.... totally covered in case of accident.

Now this is a bit off the subject but....The same misconception happens with legal heights under houses....2.4M is the "Guidelines" most think as legal height but one can get approval for lower ceilings if the room only takes a certain percentage of the space under..... Insurance companies will insure the property to have tenants living in "not Legal height" rooms as long as they are notified and you gain approval from them.

[Fed]

Do you think the cops could book you for being 'over' GH?
I'm pretty sure in NSW it's a bookable offense.

[Qlder1]

Bugger the 6hp, maybe you should put a 40hp on your potebote. Then you should be able to outrun the law....

[Moonlighter]

Grunta

If the details on the Australian Builders Plate on his boat were "guidelines", then you would be correct.

But they are not. The state legislation that calls up the AB Standard state that you must not exceed the limits stated on a boats ABP. Doesn't matter if they are stated as recommended limits.

Some people as also missing the point re insurance.

It's not about if the company will pay if the boat with the excess hp gets stolen etc, it's whether they will pay if the boat, for example, causes some carnage to someone else's property or person when you are driving it. Eg if you hit a swimmer in the water....If you lose control and run into another boat and your passenger gets hurt.

Those personal or property damages claims can ruin an uninsured persons life.

So as I pointed out earlier, while I understand someone asking the question, it is very much the same as asking if you can drive when you are just 0.1 over the blood alcohol limit, and of course you can't do that legally.

You could give it a go, I guess, but most people would say you are both stupid and irresponsible and you are taking risks that might end up biting you and your family pretty badly. Most sensible people would not want to do that, would they? Well, I wouldn't.

Cheers
ML

[stevej]

I think you'd be the exception to the rule Steve, tell me would you be insured if the bike was only worth $200?

i have income protection and life insurance on top of this, its just not cover for the asset of the bike
medical loss of income etc and the biggy you run someone over, even in a bike your fooked.
or pull out and cause a semi to run into a caryard full or porsches lol

i have a mortgage and 3 kids to feed, this protects them more then me

so in answer to your question if i had a 200 bike but still rode on roads then yes

[stevej]

I have a boat that is 5hp over the "recommended Max" on the boat plate (85HP instead of 80HP)... Now remember that is a recommended maximum.... to be prosecuted the authorities would have to prove that the extra HP was the cause of an accident, so anything within a reasonable oversize would not be a problem. Your 1HP (and my 5HP), are no problems whatsoever.

I (and the previous owner) have both insured the boat and motor and notified them of the 5hp over the plate HP max.... Both of us got insurance with this noted on the policy...no problems.... totally covered in case of accident.

Now this is a bit off the subject but....The same misconception happens with legal heights under houses....2.4M is the "Guidelines" most think as legal height but one can get approval for lower ceilings if the room only takes a certain percentage of the space under..... Insurance companies will insure the property to have tenants living in "not Legal height" rooms as long as they are notified and you gain approval from them.

as moonlighter said in nsw it is a $500 fineable offence to put a outboard on larger then the compliance plates states is the maximum

[gruntahunta]

This is from the Marine Safety Qld Gov website.....

What type of boats are not required to have an Australian Builders Plate?

• A second hand vessel
• An amphibious vehicle
• A canoe, kayak, or surf ski designed to be powered by paddle
• A pedal powered boat
• A rowing shell used for racing or rowing training
• A sailboard or sail kite or other similar ship
• A surf row boat
• A hydrofoil or hovercraft
• A sailing vessel
• A submersible
• An aquatic toy
• Registered commercial and fishing vessels

Ok, so what does this mean...if you buy a second hand vessel, you no longer need to have the manufacturers plate affixed......

[Matthewrs]

I think I opened a can of worms here.
That wasn't my intention, but we've had some interesting input.
I have spoken to my insurance company after some of the comments made here and they say that it falls well within their guidelines to insure my boat with an outboard motor larger than the stated compliance of 5hp. They didn't elaborate on what their guidelines are but for me insurance isn't an issue.