I guess it depends on what you want to use it for, crabbing and so on, unpainted for me, but line fishing, a painted one is fine, and looks much better, hull choice is difficult, for a budget, I would go Telwater, for extra strength and more custom (and dollars) one of the smaller plate boats are great, motors are all pretty much on par, I have Suzuki and Yamaha right now, and none of them have given drama, my mate has the same tinny as me with the same HP Honda and his is slightly more "torquey" getting on to the plane with similar loads.