scam or genuine?

[manchild]

I got the boat up on e-bay.Today i got an email ,that he wanna buy it but cant before settlement on his house on the 24th.of course he will give me deposit till then .He made no mention of money offer in the mail.Sound good ,too good maybe?Is anyone aware of any scams ?
George

i guess if he comes around and gives me a deposit he is genuine,but you never know-being in a building trade a bit long makes you like that lol

[Hornet Rider]

Hard to say without knowing more, but you could offer him a non-refundable or refundable deposit arrangement, up to you, with a condition that if another buyer offers the full price before the 1st buyer settles, then the deal is off. The choice his his to either accept your terms or not. If he chooses not to, then chances are another buy will happen along, which is usually the case. His house settlement situation, if it is a real thing, could take forever leaving you holding the bag. Just a thought....

PS I know they a bird in the hand is worth two in the bush, but this buyer looks more like a lame duck. He's not a kiwi by any chance::)

[TonyM]

A non refundable holding deposit should certainly help to see if it's a genuine offer, basically I'd want to agree on a date for final payment and put it in writing signed by both of you, if they don't make that date you keep the deposit. Personaly I'd be asking for cash or bank cheque for the deposit (and final payment)

I don't think it would be much of a fair deal to say the deal is off if another buyer comes along before then. Why would anyone bother making a deposit at all in that scenario? :-/

Cheers
Tony

[manchild]

Thanks guys,yes definitely going to ask for 5% non refundable deposit and set the final payment date in writing.Just courious if anyone had the same offer and turned out to be a scam.Tony i think hornet rider means that a deal is off and deposit refunded. Of course no haggleing on the price if i hold it for 3 weeks.
cheers

George

[Hornet Rider]

I don't think it would be much of a fair deal to say the deal is off if another buyer comes along before then. Why would anyone bother making a deposit at all in that scenario? :-/

Cheers
Tony[/quote]

Incentive, motivation ... if the scenario is correct, then you'd have to wonder a little bit about the psychology here.... the man wants to put a deposit on a boat pending settlement of a house sale? Call me old fashioned, but that's not multi-tasking, that looks a bit like inability to determine priorities. Notwithstanding of course manchild's boat could be an absolute cracker.

[Hornet Rider]

Ah, the Pollycraft 455...just saw the add. Very nice, I can see why he wants it.

[oldboot]

Very much the attitude on ebay is...... If you havn't got it... don't bother bidding.

lots of people have been burned...... but if you get a decent deposit..... it has to be non refundable or there is no incentive... and it has to be at least 10%.

If he fiddles you about he has paid for your inconvienience and you can just relist.

then again......... he might not win:) .

I've had all sorts of questions and enquiries on ebay...... soo many times they don't win or they don't buy.

cheers

[shano]

personally put yourself first! tell him dont bid unless he has full money! he might not have the money in the end, then you have to relist which costs you money and also it will sit in your yard longer!

[TonyM]

Incentive, motivation ... if the scenario is correct, then you'd have to wonder a little bit about the psychology here.... the man wants to put a deposit on a boat pending settlement of a house sale? Call me old fashioned, but that's not multi-tasking, that looks a bit like inability to determine priorities. Notwithstanding of course manchild's boat could be an absolute cracker.

Oops - I just realised I misread George's inital post, I didn't notice it was on ebay!

That certainly puts a slightly different slant on it and I would be more cautious than usual in that case George.

Whilst ebay can work very well it has more than it's fair share of scammers.

I'd certainly want to meet the buyer in person, plus I'd want to see ID like a drivers license in addition to what I mentioned earlier.

I agree that it's a cracker of a boat and well worth the money you're asking - Good luck with the sale and I hope you get your asking price as it seems a great buy at that money to me.

Cheers
Tony

[Kleyny]

if i was in your shoes i would ask myself a few questions.

what would i do if it was someone off the street asking for the same thing?

if he was a scammer what benefit is he getting out of the outside ebay transaction. (if thats the road he is going down)

WHAT DOES YOUR GUT SAY? apart form lets go fishing.

Ive been scammed on ebay before.
I had a 4wd on there and somehow a scum bag copied my user name and started posting all this false stuff. Ebay picked it up really quick and shut down my user name and wiped all my dealings. I had no idea this had happened unit i got home from work and tried to log on to see how the car was going. after sending an email to ebay they told me what had happened and reset my user ID.


neil

[Lovey80]

Manchild,

I am assuming that he hasn't tried to offer you any less than the set price on e-bay and is happy with that price and would like you to take it off ebay before the end day. Is this the case? If so see below in bold. If not and the deposit he is talking about is if he is the best offer then it is up to you if you want to take the deposit (non refundable) and wait for the settlement when he can.

Tell him that you will take a 10% deposit and it will come off ebay the second you have it. HAS to be non refundable of course! Set a date for final settlement (agreed between both) of the boat and if he doesnt come up with the ballance he loses it and it goes back on ebay the next day after that. No harm for you as you have his 10% for your inconvienience.

Hornet Raider your second comment was rediculous! No man in his right mind would agree to terms like that! The second one puts a deposit on a item, it's his! Pending final payment of course. Call me old fashioned and I love fishing nearly more than anything on this planet but who priorities a boat before a house settlement? One is a past time or hobby, one could send you bankrupt and considering that the deposit he would have paid on the house is likely to be at least twice the cost of the boat in total, where do you think he has a problem with his priorities???

The points about ebay making it a different scenario are also a little inaccurate in this case as the boat is not up for auction it is only up for sale.

Manchild, mate the senario I described above is a commonly used method that is fair for all parties. If he is for real he'll throw you $1600 and be back for the rest on or before the agreed date. If you have any other offers in between then, let them know that a deposit has been put down on the boat and get thier details so you could inform them if the deal does fall through........(with 1600 extra in your pocket)

Cheers

Chris

[nigelr]

George - lovely boat mate, very desirable.
IMO, if the guy wants it bad enough he will come up with the money.
Personally, I wouldn't be f'in' around, pay up on collection or forget it.
I don't think you need to be put in the position of waiting for this guy to come good with the money, sounds like a potential PITA to me.
I've done a lot of dealing on Ebay, with very, very few problems, but I would definitely stay strictly in control of things when selling an item worth this much $$$.
Just my personal take, cheers and best of luck.

[wilcara]

Thing about ebay is that it is a cash thing like a open air market..... you buy or you don't. maybe you can get details off this guy so if you don't sell then he gets his settlement maybe you can sell later, otherwise I'd be waiting for the cash.

[death_ship]

ebay is full of tyre kickers and people with no cash, i just sold mine and all the calls from ebay were time wasters, would you buy a boat without looking at or water testing it? anyone serious will take a look first

[Hornet Rider]

Hornet Raider your second comment was rediculous! No man in his right mind would agree to terms like that! The second one puts a deposit on a item, it's his!

Cheers

Chris[/quote]

Lovely, did you have a bad Dads Day or something? Just a couple of points Chris.

Firstly, it's Rider, that's R,I,D,E,R, Rider. How about you get your blackboard out, dust it off & go write a 1000 lines.

Secondly, it's 'ridiculous' with an 'i' not an 'e'.

Thirdly, 'no man in his right mind would agree to terms like that.' Really Chris? Is that right? So, now we all know who sits on the left hand side of the Almighty? You've barked out of context Chris. Try & look a little beyond your postage stamp sized appreciation on this one. As I previously opined, perhaps you need to look at the psychology on this one? What is probably a more relevant observation would be 'no man in his right mind would offer a deposit on a boat, while he was engaged in the settlement process for his house'. And to be objectively detatched, it really shouldn't matter how good the boat is, or how passionate the buyer is about fishing.

Fourthly, The second one puts a deposit on a item, it's his! Now that might be the rule for those who come from the Land of Lovely, but it's not a universal maxim Chris. There's always more than one way to shove cream up a cat's ass.

[wilcara]

I assumed that settlement of the house meant he had sold it and was waiting to get cashed up.

Could be the other way of course now that you suggest it. If that was the case I have known people want to wait until after the settlement etc on purchase because then the lender is not not looking at their finances any more.

[Tri N Hard]

The only way this fellow can scam u is if u give him your bank detail so he can direct debit the deposit straight into your account and he get access to your account online.This thing happens all the time,ebay now only accepts paypal and they have an insurance policy up to $20000.But that doesnt stop people giving out there bank account numbers.So if he insists on depositing money in your account go through paypal or bpay as the buyer cannot see any account numbers

[cormorant]

The only way this fellow can scam u is if u give him your bank detail so he can direct debit the deposit straight into your account and he get access to your account online.This thing happens all the time,ebay now only accepts paypal and they have an insurance policy up to $20000.But that doesnt stop people giving out there bank account numbers.So if he insists on depositing money in your account go through paypal or bpay as the buyer cannot see any account numbers


I'm not up with this stuff. How do they later on steal money from your account? If money disappears from your account and you didn't sign a slip or use a card , or log in the bank would be liable.


I gotta admit I don't like giving out bank details

Not a fan of paypal and fees are $$ and claims on their insurance is a joke in my experience. Ebay is full of fraud as their systems are poor and they refuse to sign aussie financial services act.

Ebay frauds were being done through false escrow and western union style fcilities.

[spears]

A direct deposit is only supplying your acct number and BSB.
They can’t withdraw from your acct with only those details.
Seems like a lot of people don’t know how secure this online system is.
Only when you give out user name and pass word then they can withdraw.

Plus this comment
ebay now only accepts paypal and they have an insurance policy up to $20000.

You need to see that things were going to be this way but have since changed ..
There are a few problems within that system re guarding $20000 getting covered.
Hopefully its sorted out now or in process of getting sorted out.

I don’t know why but for some reason people are shy using internet banking in this country..bit backwards here.

[Tri N Hard]

These scammers and hackers once u have given them your banks details they can hack into your computer via emails and get as much info as they want including pass words and your 100% liable for the funds.If it cannot be done why do these scammers pray on these sites.If u google ebay scammers or hackers u will be surprised how many people get shalfted.

[PinHead]

These scammers and hackers once u have given them your banks details they can hack into your computer via emails and get as much info as they want including pass words and your 100% liable for the funds.If it cannot be done why do these scammers pray on these sites.If u google ebay scammers or hackers u will be surprised how many people get shalfted.

the scammers con people into giving them access to their accounts or getting the people to transfer money to their account.
I pay all my bills online and have no problems whatsoever with it.

[disorderly]

These scammers and hackers once u have given them your banks details they can hack into your computer via emails and get as much info as they want including pass words and your 100% liable for the funds.If it cannot be done why do these scammers pray on these sites.If u google ebay scammers or hackers u will be surprised how many people get shalfted.

Think you are being a bit paranoid.
Most of my income comes from customers who direct deposit into our account...also like pinhead we pay our bills via internet...

Only scam tried on us was a chap who sent an order through, then emailed a couple of days later to say that he needed it urgently as he had a trip come up..he said that he had just deposited the money and gave us a receipt number...
Can take a day or 2 for the money to show up in our account and I think he was trying to get us to dispatch the order before we realized it had not been deposited.

Scott

[spears]

This is an example of what i get every few days.
I don't even bank with this mob.
When you click their link it takes you to a web page that looks exactly the same as the original bank web page in which you have just supplied them with an open account when logging in.
All banks will tell you that we do not have customers contacted this way for any banking information.
Read on:….


Dear Customer

Because of the rapid increase in cases of fraudulent activity in the field of online banking, we implemented a number of methods which increase the security level. They ensure your money is absolutely safe. We need your 'urgent' phone number to contact you when needed, for the updated security system to operate effectively. Our advice is to use a cell phone number or a phone where you are most easily available.
Please pay attention, this procedure is of great importance and should be treated respectively. We carry out constant, 24-hour monitoring of all the funds, and in case a fraudulent suspicion arises, our managers contact customers by phone to settle the situation and either approve or revoke the payment.
In order to fill in your urgent number, please pass the authorization process and follow the tips offered by the system.
To start the authorization process, please click on this link below:


LOG IN TO YOUR ACCOUNT HERE

Gail XXXX
Security Advisor
XXXXX


Now getting back to the original thread..
If direct banking is used the receiver supplies account number and branch to the other person.
These details are printed on your bank statement which gets posted to you via aust post…When the other person transfers money to you This is where the online bank security takes over in getting the money into your account.

[oldboot]

I dont trust on line banking 100% but it is pretty hard to get scammed unless you do something realy silly.

Your bank account details will not do it on their own...... afterall you account details appear on all your cheques and most of your paperwork.

I'd be happy to recieve a deposit by direct deposit.

But I have sensible measures in place.

cheers

[the gecko]

OK, so back to the thread. Id would go for his offer, no probs.

If you hold the boat, and a 10% deposit, then the worse thing that can happen, is the guy can fail to settle. Ask yourself, is 10% deposit kept by you, going to be sufficient compensation for the inconvenience of having to put it back on the market in 3 weeks? Id say it is.

Ask him which lawyer is acting for him on the house sale. You should be able to send an invoice to the lawyer, and get written confirmation that the boat will be paid out of the house settlement funds.

Ask him for his phone number and house address. The sold house should still be on the net if it hasnt settled yet. If its in Qld, I can do a name address cross check for you.

Yes, Im uptodate on ebay scammers and reverse bank deposits, but this doesnt look like a scam to me. As long as the guy gives you a phone number and you can talk to him, Id go for it. You have nothing to lose when you hold a nonrefundale deposit. The halllmark of a scam is avoiding direct contact like giving out australian phone numbers. They use email only. Cops can trace em too easily.

Andrew